An online application and fast funding make ConstantCash a lender of choice.
Apply online and receive a quick lending decision. To apply you will need to be a US citizen who is 18 years of age or older, and you will need the following requirements:
- Valid SSN or ITIN
- Income information
- Checking and routing information
- Active debit card
- Verifiable phone number
- Valid email address
Once approved, you could have funding to a debit card instantly!* You're able to draw funds up to your limit, but you do not have to borrow the entire credit limit at once. Funds will be transferred to you via ACH or loaded onto your debit card.
More About Funding
If you find that you only need part of the funds now and may need more later, you can borrow money from your line of credit limit as needed. A line of credit is a great option for when you need to make more than one withdrawal while handling a financial situation that requires a bit more versatility. For example, a home repair or vehicle repair might be best handled with a Line of Credit if you expect ongoing expenses to be incurred.
Interest will begin accruing on the date of your draw. You will only pay interest on the amount you've borrowed and can borrow funds from your line of credit again while making payments.
More About Payments
Make your payments quick and easy through the secure Customer Portal, over the phone, or with a check. When you pay down your loan, you can borrow the funds again without reapplying. The ability to borrow, repay, and then reborrow funds creates flexibility that is not available through some other personal loan types such as installment loans and payday loans. A Line of Credit from ConstantCash is a great option if you will need to continue borrowing over a period of time.
When a payment is made via ACH or check there is a 7-day hold in which that amount of the Line of Credit cannot be accessed.